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All About Personal Injury Law

Personal Injury Tips (Part 2)

Personal Injury Tips (Part 2)

We’re back with even more personal injury tips. Follow these tips to avoid making common mistakes that can result in lower compensatory damages and/or other problems/negative outcomes.

1. Remember about deadlines

After an accident, you can’t file a suit anytime you want. Depending on the state and the type of the accident, you only have a certain window of time to file a lawsuit. If you don’t do it on time, you won’t be able to file a lawsuit.

2. Educate yourself

We don’t ask you to become a personal injury lawyer. However, the knowledge of basic facts about personal injury law can help you a lot when filing a lawsuit. Most people filing a personal injury lawsuit are confused and make mistakes. Ask your lawyer to explain to you the most basic things.

3. Find a suitable lawyer

Not all personal injury lawyers specialize in personal injury law in general. Most personal injury lawyers specialize in certain fields, e.g. they only work with people who suffered an injury in a car accident. When looking for a lawyer, always ask for a free consultation. A lawyer will review your case and share with you some general advice, e.g. damages that you can expect, what you should do to pursue your claim, etc. Find out about your lawyer’s history, read online reviews, get to know him a little better. It will help you pursue your claim.

4. Don’t settle before you’re completely healed

You should never settle before you’re completely healed because if you haven’t healed yet, you still don’t know the extent of damages, total medical bills and any other expenses.

5. Be patient

Personal injury claims can take up to two years (sometimes more, sometimes much less) to settle. Be patient – if you work with a reputable law firm, you will settle sooner or later. Good luck!

Personal Injury Tips (Part 1)

Today we want to share with you some of the most useful personal injury tips that will help you prepare for a claim or a lawsuit. Follow these tips to handle personal injury claims the right way.

1. Seek medical help immediately

As the injured party, you have a duty to mitigate your losses which means that you should do everything you can to not cause any further injuries. Don’t even consider handling your claim before you receive professional help. Make sure to collect all medical bills, assessments, etc.

2. Don’t offer any additional information at the scene of the accident

Don’t state whose fault it was (if you admit that it was your fault and it will later turn out that it wasn’t your fault it will still complicate things), and don’t offer any additional information. Exercise discretion to avoid conflicts.

3. Keep all medical bills and record other expenses

First and foremost, write about the injury while your memory is still fresh. It will help you later when filing a lawsuit. Secondly, keep all medical bills and other proofs of expenses, e.g. medical diagnosis statements, insurance records, property damage bills, and records of lost earnings.

4. Don’t sign any forms without understanding them

Never ever sign any forms that ask you to release the other party from liability after the accident. The same applies to forms that require you to forfeit your right to a lawsuit. If you sign such contract, you won’t be able to get compensatory damages. If you don’t understand what someone asks you to sign, seek professional advice.

5. Don’t settle on your own

Unless you’re a personal injury lawyer, don’t settle on your own. It’s better to hire a law firm that will negotiate with the insurance company and/or deal with any third parties. Settling on your own can cost you a lot of money.

What You Need to Know About Damages?

Damages are paid to a person as compensation for loss or injury. What else do you need to know about damages? Keep reading this article to get to know the most important information.

1. Compensatory damages vs expectation damages

There are two types of damages. Compensatory damages are paid to compensate for loss or injury because of another individual’s negligence. Expectation damages are used in contract law and they don’t apply to most personal injury lawsuits.

2. Factors that influence damages

There are numerous factors that determine how high damages will be. The most important factors are:

  • severity of the injury – the greater the injury, the greater the damages awarded. Permanent injuries and/or injuries that are very painful will receive the highest damages.
  • age – the younger the client is, the higher the damages are, especially when dealing with permanent injuries or fatal accident claims.
  • gender – gender plays a role in cases where the injury results in permanent scarring. Women will receive higher damages because they are more affected by scarring than men.
  • personal attributes – if there are two clients of the same age, gender and who suffered the same injury, a person who needed more time to recover from the injury will receive the higher damages.

3. Special damages

Special damages compensate for the monetary losses. If you lost earnings because you had to recover from your injury (and this applies to both past earnings as well as future earnings), you will be entitled to receive special damages. The same applies to other extra costs, loss of irreplaceable items, repair or replacement of damaged property, etc.

If you want to assess your personal injury claim, ask your attorney to browse through past cases that were similar to yours. They generally give a good idea about the case’s worth (but please keep in mind that damages can still vary a lot).

Liability Insurance Tips

Liability Insurance Tips

If you want to protect your company against personal injury claims, you need to invest in liability insurance. Today we want to share with you several tips that will help you get the best liability insurance policy.

1. Choose a reputable insurance company

If you only remember one thing from this article, remember this tip. Always work with reputable insurance companies only. Don’t look at premiums – look at reputability, professionalism, etc. While it may be tempting to choose a cheaper insurance policy, you can regret it later if the insurance company decides not to help you with your case.

2. Get a tailored insurance policy

All professional insurance companies will offer you a tailored insurance policy. A hotel needs a different policy than a store. If you work in construction, you also need a different type of insurance. Always ask the insurer to create a policy that will address all risk factors in your industry. General insurance policies may exclude several potential scenarios that can leave you exposed.

3. Don’t assume that it can’t happen to you

If you compare the costs of a typical personal injury claim to the costs of liability insurance, you’ll quickly understand why it’s well worth to invest in insurance. One lawsuit alone can lead you to bankruptcy. All because you decided to save $1000 a year. Was it worth it?

4. Shop around

While you should focus on reputability, professionalism, etc., you can still compare prices of different insurance companies. One of the easiest ways to find a good deal is to look for online insurance brokers who will give you quotes free of charge. You’ll save time on research and probably also money because insurance brokers will find you the best deal possible for the lowest price possible.

If you have any more questions about liability insurance, call your insurance agent!

Personal Injury FAQ (Part 2)

Welcome back to our article with frequently asked questions about personal injury! Today we will share with you even more very common questions about this topic.

1. What is negligence?

Negligence claims are one of the most common personal injury claims. Negligence occurs when an individual fails to act as a reasonable person would. Negligence injuries are usually caused by carelessness. The most common negligence claim is medical malpractice claim in which the treatment provided by the physician is below the accepted standard of practice in the medical community and causes an injury or death to the patient.

2. How can I protect my company against personal injury claims?

First and foremost, you should introduce risk management practices, e.g. your cleaning staff should always use very visible signs when floor is slippery. You should also get public liability insurance – your insurer will cover all lawsuit expenses if someone sues you.

3. Where should I look for a personal injury lawyer?

Generally the best way to find a good personal injury lawyer is to go by recommendations. Ask your friends, family, colleagues, business associates, etc. If you still can’t find anyone, refer to Google. Make sure to read online reviews and ask for a free consultation first to get a feel of the lawyer you’re potentially going to work with. Don’t be afraid to shop around – most law firms offer free consultations that can help you choose the best lawyer for your case.

4. Can I still file a personal injury lawsuit if I was partially at fault for my injuries?

It all depends on the state you live in. In some states you won’t be able to pursue a claim if you were partially at fault for your injuries. In other jurisdictions it’s possible, but there may be some restrictions (and you will get a lower compensation).

Personal Injury FAQ (Part 1)

Today and in our next blog post we will answer some of the most frequently asked questions about personal injury. Reading these two posts will greatly help you understand the most important facts about personal injury law. Without further ado, here are the most frequently asked personal injury questions:

1. How much is my case worth?

One of the most common questions people ask about personal injury claims is how much their cases are worth. It’s one of the most difficult questions to answer because there are too many factors that influence the worth of your claim. There are five major factors that influence the worth of your case: past medical bills, future medical bills, pain and suffering, lost wages and loss of earning capacity. The more severe your case is, the more your case is worth. If you ask your attorney about the worth of your case, he will simply calculate its worth based on past cases.

2. How long will my lawsuit take?

If you don’t reach a settlement and need a trial, expect to wait for the verdict from 6 months to several years. It’s possible for a personal injury claim to settle in a few months if the insurance company accepts your offer.

3. How much does it cost to hire a personal injury lawyer?

Almost all personal injury lawyers operate on a contingency fee contract which means that they won’t charge you anything unless they succeed. If they succeed, they will typically take about 30% of the recovery.

4. When should I file a lawsuit?

As soon as possible! There’s time period in which you can file a lawsuit for compensation for your injuries. If you fail to file a lawsuit in time, you won’t be able to receive compensation.

Check our blog in three days for another frequently asked questions about personal injury!

How to Pursue an Injury Claim?

How to pursue an injury claim?

1. Work only with reputable companies

First and foremost, you need to find a reputable law firm to help you pursue your injury claim. The best way to find a reputable company is to ask your family and friends. Companies that advertise with TV ads and web banners may have a lot of money for marketing, but they don’t necessarily offer the best services. Sometimes they don’t even provide personal contact with the lawyer who’s responsible for your case. That’s why you should talk with several companies at first and then choose the best one.

2. Take advantage of the free consultation

All professional personal injury lawyers offer free consultations. If they want to charge you just to speak with them, don’t even consider their services. During a free consultation an attorney will give you his professional opinion about the case – along with potential compensatory damages, etc.

3. Try to reach a settlement

If you can avoid filing a lawsuit, do it. Try to reach a settlement – it’s a much faster and less stressful way to receive money that you deserve. Your attorney will speak with the insurance company and negotiate with them. You can accept their offer, ask your attorney to present a new offer or file a lawsuit. Ask your attorney for advice whether you should take the offer, keep negotiating or file a lawsuit. If you decide to file a lawsuit, please keep in mind that it can drag for years. Generally cases take from six months to two years to settle, but in some cases you will have to wait even several years. That’s why it’s better to try to reach a settlement with the insurance company.

If you prefer watching videos instead of reading articles, check this video below for useful tips on how to pursue an injury claim.

What Should You Know About Personal Injury Lawyers?

What should you know about personal injury lawyers? How do they work and why should you use their services? Keep reading this article to learn about these things.

First and foremost, you need to understand that personal injury lawyers won’t help you if you can’t prove that you suffered an injury and/or had to cover expenses because of it. If you don’t have any medical bills, medical expertise, etc., it will be very hard to get compensatory damages.

Secondly, most personal injury lawyers work on a contingency fee basis which means that they get paid if they resolve the case successfully. Most lawyers won’t charge you anything in case you don’t win the case (there’s no monetary recovery). That’s why personal injury litigation has become so common in the United States. There are many critics of personal injury lawyers who think that personal injury litigation (which was made very easy thanks to personal injury lawyers) has led to an increase in health care costs.

If you want to hire a personal injury lawyer, the first thing you should do is to ask your friends and family if they know any reputable lawyers. While it may be tempting to simply use Google and type “personal injury lawyer California” in there, it’s much better to ask your friends and family first. Personal injury lawyers who are very visible in Google aren’t necessarily the best lawyers – they just have a lot of money to spend on marketing. While in most cases it also means that they provide professional services, always go with word of mouth recommendation first.

When hiring a lawyer, consider working with a small law firm with several experienced lawyers. Small law firms are small enough to provide personal contact, yet can provide more expertise and specialize in several legal issues.

Liability Insurance to Protect Yourself Against Personal Injury Lawsuits

There are many types of business insurance, but the most important one is public liability insurance. It protects you in case a customer suffers an injury at your property, e.g. has a slip and fall accident and breaks his leg.

If you have a business, you should invest in liability insurance as soon as you start providing services. Without liability insurance, if a customer sues you, you’ll have to pay huge compensatory damages that can easily ruin your financial situation and lead you to bankruptcy.

What should you know about liability insurance? First and foremost, it’s better to have a higher policy limit than save some money and later regret that you have to pay out of your own pocket when you’re sued. Secondly, there are many insurance companies and only several of them provide really professional services. If you want to be fully protected, don’t even consider working with insurance companies that have a short history. It’s best to ask your colleagues and/or business associates – always rely on word of mouth recommendations instead of advertisements, etc.

Please keep in mind that public liability insurance won’t protect you if you’re a doctor whose patient sued him for malpractice. You also need to invest in malpractice insurance which is required by the law in many states.

Liability insurance is extremely important for all businesses who deal with a lot of human traffic, e.g. restaurants, pubs, stores, clubs, etc. The more people are at your property on a daily basis, the more important it is to have liability insurance and have a high policy limit. If you work in a high risk industry such as construction, you should get a tailored liability insurance policy that will protect you from more risks than a regular policy (you should get a tailored liability insurance for most industries).

Read more about Houston Personal Injury Lawyers

Personal Injury 101

Welcome to our blog! We will be writing here about personal injury law and other law-related topics.

In our first post we want to share with you the most basic information about personal injury.

First and foremost, what is a personal injury? A personal injury is a legal term for an injury to the body, mind or emotions. Personal injury lawsuits are one of the most common lawsuits in the United States.

Some of the most common types of personal injury claims include:

  • medical and dental accidents
  • road traffic accidents
  • accidents at work and at home
  • tripping accidents
  • assault claims
  • product defect accidents
  • holiday accidents

If you suffered a personal injury due to someone’s negligence, you may be entitled to monetary compensation from the person/company that was responsible for your injury. Most personal injury lawyers receive a so-called contingent fee basis which means that they get a percentage of the eventual compensation (you won’t be charged if your case is unsuccessful).

There are two types of damages: special damages and general damages. Special damages are medical expenses and lost earnings (e.g. you weren’t able to work for 6 months because of the injury). General damages are pain and suffering, emotional distress, etc. Compensatory damages depend on the severity of injury as well as long-term effects. If there are lifetime effects of the personal injury you suffered, you’ll receive much higher compensatory damages. If you suffered injuries that caused very intense pain you’ll also receive much more money.

If you want to sue a company for compensatory damages, you need to remember that they are probably insured and their insurance company will do what it can to settle the case (it’s also responsible for covering all costs, including defending costs).

Watch this video to learn more about personal injury law:

Check our blog in three days for a new post.